401k, IRA, and retirement planning
Three major SECURE 2.0 Act provisions took effect in 2026. As the engineer behind FinanceTrackDaily's SEC EDGAR aggregator, here's what DEF 14A proxy filings reveal about how companies are adapting and what it means for your retirement strategy.
The 2026 401(k) employee deferral limit is $23,500 ($34,750 for ages 60-63 under SECURE 2.0). Building FinanceTrackDaily's SEC EDGAR aggregator revealed how widely employer match structures vary — and why reading your own plan's proxy disclosures matters more than most workers realize.
The IRA contribution deadline for the 2025 tax year is April 15, 2026. I almost missed it last year and it cost me. Here are the exact last-minute strategies I used to maximize my tax savings — and the traps that catch thousands of people every April.
The backdoor Roth IRA is the legal loophole high-income earners use to get money into a Roth when they technically make too much. Here is the exact step-by-step process for 2026.
The traditional IRA deduction rules are more complicated than most people realize. Here is every 2026 scenario — single, married, workplace plan or not — with phase-out tables, examples, and the mistakes that cost people thousands.
The complete 2026 Roth IRA guide covering new contribution limits, income phase-outs, SECURE 2.0 changes, the 5-year rules, backdoor Roth strategy, and common mistakes.
My dad put everything in his 401k for 30 years before his financial advisor told him he should have split it with an IRA. Here is the 2026 guide with updated limits and SECURE 2.0 changes.
Nasdaq is proposing Fast Entry rules to let SpaceX into the Nasdaq-100 immediately after IPO. This analysis explains how the rule change could force retirement accounts to provide exit liquidity for venture capitalists.
The Social Security Administration just rolled out major service reductions affecting millions. Here is who gets hurt, what changed, and the steps you should take right now.
The Roth vs Traditional IRA debate has a definitive answer but only when you plug in YOUR numbers. Here are 6 real scenarios with actual calculations.